Question 18GS2GS2

Given its impact on both individual resilience and the resilience of the economy, is there a case for strong universal social protection in India? Discuss.

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Answer

Introduction

Universal social protection refers to provision of income, health, et support in times of crisis.

15 words

Main Body

Universal social protection refers to provision of income, health, et support in times of crisis.

Provisions → Code of Social Security 2020, National Social Assistance Programme, Private initiatives like SEWA.

Impact on individual resilience:

1Protects poor falling into poverty (eg Covid → millions of people reached BPL).

2Maintains productivity & efficiency.

3Ensures continued health & education → ensure.

Intergenerational resilient outcomes (eg: Ayushman Bharat - health insurance).

Resilience of economy:

1Keeps demand & consumption eco-Lively store → also enhances productivity & employment (eg → cash transfer to women in Covid en Telangana accounts).

2Increases financial inclusion.

3Reduces inequality due to differential ability to handle crisis (eg → contact based service suffered more than formal sectors in covid).

However, despite a story case for ensuring social security to all, it is hindered.

Challenges:

1Resource crunch - Competing demands of defence, cloud reduced incomes.

2May create dependency culture.

3Most reduce investments in capital → required for long-term growth.

Way forward:

Targeted protective to vulnerable section → migrant women, specially old

building capacities via human scorecards to reduce vulnerability due crisis, income private sector, FDI to reduce insurance premiums due to competition.

— Aayushi Bansal · AIR 7

200 words6 paragraphs

Conclusion

However, despite a story case for ensuring social security to all, it is hindered.

14 words

Examiner score

1.4/10

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Topper

Aayushi Bansal

AIR 72022

Subject & Paper

GS2GS2

Topic

Welfare Schemes for Vulnerable Sections - Performance, Mechanisms, Laws and Institutions

Social Protection and Security

Universal Social Protection

Writing Stats

229

Total words

Paragraphs

analytical

Tone

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