Question Q.16ExamineGS2GS2

Self Help Groups (SHGs) can play a crucial role in alleviating rural poverty by providing women access to microfinance, enabling them to start small businesses and improve their livelihoods. Examine.

Main Body

SHGs are nation help groups NHA. -PM Modi SHGs are voluntary organizations that collectively work for welfare of members. Features of SHG: - Close to 8.25 lakh SHGs in India, curbing case - Funded from PSL banks, CJR, NABARD - Rural empowerment and capacity building Role of SHG in: 1. Alleviating rural poverty: Micro-finance → 2.08 lakhs, loanees (CRDI definition) 2. Promoting small savings 3. Linkage with cooperative banks i Mam Bazaar Mahila Jkakri banks in Maharashtra 4. Economic freedom of women, & CSJF funds scheme in (Entrepreneurship development) i. Help in training women about entrepreneurship ii NGO Taskri DUHH's outskirts in helping in accessing cooperative society type AMUL ii AMUL's list of women millionaire entrepreneur 5. Accelerating Government initiative for micro business i Standley Lagan scheme ii Gathi Aidh scheme in (Improving Livelihood) - (Supporting livelihood), i. Helping learning new trades - Bank Sakhi, Beedy Sakhi, Pochy Sakhi - NABF

SEWA - self employed women's association & Kudumbashree programme in Kerala. Issues with SHG: - Lack of formal credit (8% agri. credit is offered by RBJ) - Capacity issue: Illiteracy (60% women), lack of awareness, social awareness of informal. - Bias of training: Only 47% women got access for business with only funds, but 90% when both training of NBEI data Way Forward: - Linking PACs to SHGs, making training available via LPO NGOs, adopting Kudumbashree model in other state. Hence, the food from SHG to NHA is yet incomplete to achieve SDG 5.

— LAKSHAY AGGARWAL · AIR 164

246 words1 paragraphs1 bullet points

Conclusion

Hence, the food from SHG to NHA is yet incomplete to achieve SDG 5.

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LAKSHAY AGGARWAL

AIR 1642025

Subject & Paper

GS2GS2

Topic

Welfare Schemes for Vulnerable Sections

Women's Social Capital

Self Help Groups

Writing Stats

260

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Paragraphs

Bullets

structured

Tone

Linked PYQ

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20M2013Evaluate