Question 16GS2

Self-Help Groups (SHGs) are emerging as vehicles of socio-economic transformation in rural India. Examine the role of government in scaling their reach and effectiveness. (Answer in 250 words)

Main Body

Self Help groups are group of 20-20 members who participate in activities for collective growth and development. India more than 30 crore members of Self Help Groups. Self Help groups as vehicle of socio economic transformation: 1) Economic activities: SHGs engage in economic activities for improving income level [Example] Women SHG - Loy Lakhpati Didi. 2) Women empowerment: Economic opportunity ties for women and skill development 3) Avail credit: 6 SHG member avail credit for economic activities

4Promote vulnerable population: SHG as tundals for minor forest produce processing. 5) Overcome infrastructure challenges: SHG of women for water quality testing. 6) Social improvement: Training of SHG members and skill development. Schemes for SHG enablement role: 1) Credit facility: NABARD Bank linkage programme → Credit facility from bank. 2) National rural livelihood Mission: Promote creation of SHGs, skill development and economic activities. 3) Lakhpati Didi scheme: Increase women income through targeted schemes. 4) Capacity building: Central service center run by SHG members.

Issues with SHG: 1) Skewed distribution: Limited coverage in northeastern states. 2) Membership of multiple SHGs: NPASof tanks increasing. 3) Lack of training to SHG members. 4) Funds used for consumption purpose in some case. 5) Micro credit to SHGs → 2) Linkage with e-commerce portal → 3) Training programme → 4) Targeted scheme for backward regions. Measures: SHGs have emerged as vehicle of change. However better tracking and linkages are required to strengthen sustainable changes.

— Jayant Garg · AIR 64

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Jayant Garg

AIR 642024

Subject & Paper

GS2

Topic

Development Processes - Role of NGOs, SHGs, Donors, and other Stakeholders

NGOs and SHGs

Women's Self Help Groups

Writing Stats

237

Total words

Paragraphs

formal

Tone

Linked PYQ

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