BJ

BHAVESH JAGLANAIR 128· 2025

Question Q.4Discuss. Also, suggestGS3GS3

While MSMEs are the backbone of the Indian economy, they encounter various hurdles in their operation and expansion. Discuss. Also, suggest steps to support the growth of the MSMEs.

Open scan (p.7)

Main Body

There are over 6+ million MSMEs operating in India. MSMEs as backbone of economy: i Employ 111 million, 2nd only to Indias exports ii Contribute 46% to indias exports iii Contribute 45% to manufacturing sector and seen as essential to realise target of 25% jump in manufacturing Hurdles facing MSMEs: i Lack of cheap credit due to rise in NPAs, lack of formed credit history ii Poor skilled workforce (Only 5% formally skilled) iii Regulatory closes for approval, expansion promotes dwarfism (Economic survey)

— BHAVESH JAGLAN · AIR 128

83 words1 paragraphs
Answer continues on next page
Steal this copy's techniques PremiumAI pulls out the reusable moves — pick the ones you want as flashcards
Compare my answer PremiumSee where this topper beats you

Topper

BHAVESH JAGLAN

AIR 1282025

Subject & Paper

GS3GS3

Topic

Land Reforms, Liberalization, Infrastructure & Investment

Manufacturing and Industrial Sector

MSME challenges and support

Writing Stats

83

Total words

1

Paragraphs

analytical

Tone

Linked PYQ

As a senior officer in the Ministry, you have access to important policy decisions and upcoming big announcements such as road construction projects before they are notified in the public domain. The Ministry is about to announce a mega road project for which the drawings are already in place. Sufficient care was taken by the planners to make use of the government land with the minimum land acquisition from private parties. The compensation rate for private parties was also finalized as per government rules. Care was also taken to minimize deforestation. Once the project is announced, it is expected that there will be a huge spurt in real estate prices in and around that area. Meanwhile, the Minister concerned insists that you realign the road in such a way that it comes closer to his 20-acre farmhouse. He also suggests that he would facilitate the purchase of a big plot of land in your wife’s name at the prevailing rate which is very nominal, in and around the proposed mega road project. He also tries to convince you by saying that there is no harm in it as he is buying the land legally. He even promises to supplement your savings in case you do not have sufficient funds to buy the land. However, by the act of realignment, a lot of agricultural lands has to be acquired, thereby causing a considerable financial burden on the government, and also the displacement of the farmers. As if this is not enough, it will involve cutting down of a large number of trees denuding the area of its green cover. Faced with this situation, what will you do? Critically examine various conflicts of interest and explain what your responsibilities are as a public servant.

20M2018Critically examine